11Onze is a fintech community. You can open an account with them by downloading their app, El Canut. But 11Onze is also a community that trains financially and collaborates. You can join their community for free by registering at 11Onze.cat.
Here you will find 11Onze's current product status and upcoming products that will be soon available.
El Canut 1.0
The first version of El Canut, the future super financial application, currently includes the following products:
- PSD2: European legislation that allows information on bank accounts, cards and products to be stored and managed centrally.
- European IBAN: with Weavr, you will get an account with European IBAN in the SEPA area.
- Virtual Card: you can create multiple virtual cards to make payments digitally.
- Physical Card: until you receive your limited edition Mastercard, 11Oonze will send you a temporary physical card (Mastercard).
Payments with Google Pay and Apple Pay
Now you can register your 11Onze cards in your smartphone to make payments at different establishments. Soon on Apple Pay.
11Onze Payments:
- 11OnzeCash: you can withdraw and deposit cash into your account through 11Onze’s retail partners using a simple barcode.
- 11OnzePay: independent payment infrastructure. You can make payments to establishments or friends by scanning the 11Onze QR code.
Investment
To make your capital profitable at 11Onze, they will offer you the best products on the market for you to access:
- ETFs: an ETF is a set of assets that is listed on the stock exchange. ETFs are vehicles that help you invest in a diversified and low cost way.
- Stocks: 11Onze will give you access to the main stock markets to buy shares in your favourite companies.
- Crypto: you can buy and sell the main cryptocurrencies on the market.
Bank Accounts
With 11Onze you can choose to obtain accounts in different regions of Europe.
IBAN Available soon:
- BE (Belgium)
- ES (Spain)
- FR (France)
- EE (Estonia)
- DE (Germany)
Deposits
At 11Onze you can invest your savings in exchange for an agreed return over time. A widely used tool by the most conservative investors.
Credit
- Loans: 11Onze will give you the possibility to obtain loans at competitive interest and conditions.
- Buy Now, Pay Later: 11Onze will allow you to postpone payments at a low-interest rate on purchases made in their future market.
- Mortgages: 11Onze will help you get the best mortgages available on the market.
Rental opportunities
A further option to recover the costs of some day-to-day assets, based on long-term rental.
Community
- Crowdfunding: 11Onze will give you the ability to invest in interesting projects.
- P2P Lending: you can lend money to members of the 11Onze community to make a profit.
Cash management
11Onze wants to give you the best control tools to manage your personal finances.
Pockets
- Subscription management
- Economic objectives
- Personal cash management