Sponsored by ASSSA.
Image courtesy of ASSSA.
We live in a time when health care has become a priority. Health insurance plays a crucial role in your care, and when it comes to choosing a policy, close attention should be paid to all terms and conditions of the contract, especially when it comes to co-payments.
A co-payment is to the amount that has to be paid by the policyholder each time the medical services included in the policy are used. The co-payment is independent of the premium paid.
Health Insurance with Co-payments
Co-payments are usually applied to GP and specialist consultations, diagnostic tests and therapeutic acts and even to hospitalizations and emergencies. It can therefore result in a significant increase in the insurance cost.
The price of the co-payment may vary depending on the medical service and the terms and conditions of the contract. Hospitalizations and advanced diagnostic tests normally involve a high co-payment.
Health Insurance without Co-payments
In a health-care plan without co-payments, only the insurance premium has to be paid. Because no additional payments are required to access the benefits and services guaranteed by the policy, this type of policy can provide peace of mind.
In the case when private medical insurance is mandatory for a residence permit in Spain, having a policy without co-payments is essential, as it is one of the requirements to get it.
ASSSA health insurance policies have no co-payments. Thus, once the premium is paid, no other payments have to be made to access all the benefits included in the policy. Moreover, ASSSA offers medical, surgical and hospital coverage.
Choosing an ASSSA health insurance policy is an investment in your health and your future, ASSSA offers health insurance without co-payments, with a lifetime guarantee of no cancellation and no premium increase due to age.
Sponsored by ASSSA.
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